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High-powered Wall Street bachelor Jack Campbell is living life in the fast lane until he gets the shock of a lifetime when he wakes up one morning in suburban New Jersey next to Kate (Tea Leoni), the girlfriend he left 13 years ago.

On the top floor of an abandoned tenement, Harry Lesser struggles to complete the novel he has been writing for ten years. Willie Spearmint, black militant and aspiring writer, moves into another part of the building to work on his book.